Products and Services

These are our areas of expertise: 

Employee Benefits

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Life Insurance
  • Disability Insurance
  • 401(k)
  • Flexible Spending Accounts (FSA)
  • Health Reimbursement Arrangements (HRA)
  • Health Savings Accounts (HSA)
  • AFLAC

Compliance Services

  • ACA Reporting
  • Affordability Testing
  • Actuarial Value Testing
  • ERISA Compliance
  • FMLA
  • COBRA
  • Dependent Audits
  • Billing Audits
  • HR Consulting
  • Payroll Consulting

Specialty Programs

  • Nonprofit Organizations
  • Townships 
  • Fire Districts
  • Physicians' Offices
  • Contractors

Executive Benefits

  • Deferred Compensation Plans
  • Supplemental Executive Retirement Plans
  • Executive Bonus Plans
  • Money Purchase Plans
  • Profit Sharing Plans
  • Key Man Life Insurance
  • Business Continuation
  • Executive Carve-Out LTD
  • Cash Balance Plans
  • Long Term Incentive Plans

Individual Insurance

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Long Term Care
  • Long Term Disability
  • Medicare Supplements

Life Insurance

  • Term Life Insurance
  • Whole Life Insurance
  • Variable Life Insurance
  • Second-to-Die Insurance
  • Charitable Life Insurance
  • Premium Finance Planning
  • Split Dollar Arrangements
  • Life Income Plan